Choose your future now…

Choose your future. Choose a dream. Choose adventure. Choose new interests. Choose the freedom to travel, choose lying on a beach drinking a cold beer, white sand, turquoise waters, and soothing ocean waves. Choose sitting on your deck on balmy nights looking up at the stars without a worry in the world. Choose your retirement goals and imagining your life without the early morning alarm and soul destroying traffic. Choose a pension contribution rate, starting early, and regular reviews. Choose your risk profile. Choose an investment fund. Choose the right fund, choose active or passive, asset classes, diversification, return objectives and risk. Choose lifestyling. Choose living out your years in style, spending your hard earned money over leaving it behind, and reflecting with no regrets. Choose saving for your dream retirement and making that dream come through. Choose your retirement now…

(The fear inducing headlines about falling markets can cause one to forget the big picture when it comes to long term planning. Based on the epic monologue from Trainspotting, with permission provided by the legendary author Irvine Welsh, my rewording might provide some perspective)